Where to Stay in Maldives 2026 | Best Areas + Hotel Map

The Maldives comprises 1,200 islands across 26 atolls, with resorts typically occupying entire islands. The 'one island, one resort' concept means your choice of resort IS your neighborhood. Options range from ultra-luxury overwater villas to budget guesthouses on local islands. Most visitors fly into Malé and transfer to their resort island.

Editor's Pick for First-Timers

North Malé Atoll

Quick speedboat transfers (15-60 min) mean more time in paradise, less time traveling. Wide range of resorts from mid-range to ultra-luxury. First-time visitors get the quintessential Maldives experience without the added cost and complexity of seaplane transfers.

Convenience & Luxury

North Malé Atoll

Diving & Surfing

South Malé Atoll

Whale Sharks & Premium

Ari Atoll

Eco-Tourism & Mantas

Baa Atoll

Budget & Local

Local Islands

Transit & City

Malé City

Quick Guide: Best Areas

North Malé Atoll: Closest to airport, luxury resorts, easy transfers, quick getaways
South Malé Atoll: World-class diving, surf breaks, marine life, slightly quieter
Ari Atoll: Whale sharks, manta rays, premium resorts, marine biodiversity
Baa Atoll (UNESCO Biosphere): UNESCO marine reserve, Hanifaru Bay mantas, eco-luxury
Malé City: Budget guesthouses, local culture, pre/post resort stays
Local Islands (Maafushi, Thulusdhoo): Budget beach stays, local life, bikini beaches, surf

Things to Know

  • Booking through third parties can miss resort-direct deals and packages
  • Seaplane transfers add $400-600+ per person - factor into budget
  • All-inclusive often better value than à la carte given island isolation
  • Some 'budget' resorts are actually very basic - check recent reviews

Understanding Maldives Geography

The Maldives stretches 800km north-south. Malé is the capital, with Velana International Airport on adjacent Hulhulé island. Resorts scatter across atolls, reached by speedboat (close) or seaplane (distant). Local island tourism centers on Maafushi, Thulusdhoo, and others with guesthouses.

Main Districts North Malé (closest resorts), South Malé (diving/surfing), Ari (whale sharks), Baa (UNESCO mantas), Noonu/Raa/Lhaviyani (remote luxury), Local Islands (budget guesthouses).

Accommodation Map

Check availability and prices across Booking.com, Vrbo, and more.

Best Neighborhoods in Maldives

North Malé Atoll

Best for: Closest to airport, luxury resorts, easy transfers, quick getaways

$216+ $648+ $2,160+
Luxury
Convenience Luxury Short trips First-timers

"Classic Maldives luxury with quick airport access"

15-60 min speedboat to Malé
Nearest Stations
Speedboat from Malé (15-60 min)
Attractions
Resort islands House reefs Diving sites Water villas
8
Transit
Low noise
Extremely safe resort islands.

Pros

  • Close to airport
  • Many resort options
  • Quick transfers

Cons

  • More resorts = less exclusive feel
  • Pricier due to convenience
  • Some reef damage

South Malé Atoll

Best for: World-class diving, surf breaks, marine life, slightly quieter

$194+ $594+ $1,944+
Luxury
Diving Surfing Marine life Couples

"Excellent diving and surfing with pristine reefs"

45-90 min speedboat to Malé
Nearest Stations
Speedboat from Malé (45-90 min)
Attractions
Diving sites Surf breaks Manta points Resort islands
6.5
Transit
Low noise
Safe resort islands.

Pros

  • Great diving
  • Surf breaks
  • Less crowded

Cons

  • Longer transfer
  • Fewer budget options
  • Some distant islands

Ari Atoll

Best for: Whale sharks, manta rays, premium resorts, marine biodiversity

$270+ $756+ $2,700+
Luxury
Whale sharks Diving Luxury Wildlife

"Premium atoll famous for whale shark and manta encounters"

25-30 min seaplane to Malé
Nearest Stations
Seaplane from Malé (25-30 min)
Attractions
Whale shark sites Manta points Premium resorts Pristine reefs
4
Transit
Low noise
Safe but remote - resorts handle all logistics.

Pros

  • Best whale shark chances
  • Mantas
  • Beautiful reefs

Cons

  • Seaplane required (expensive)
  • Remote
  • Weather dependent

Baa Atoll (UNESCO Biosphere)

Best for: UNESCO marine reserve, Hanifaru Bay mantas, eco-luxury

$324+ $864+ $3,240+
Luxury
Eco-tourism Mantas Conservation Luxury

"Protected marine paradise with legendary manta gatherings"

30 min seaplane to Malé
Nearest Stations
Seaplane from Malé (30 min)
Attractions
Hanifaru Bay Manta season (May-Nov) UNESCO sites Eco resorts
4
Transit
Low noise
Safe, well-managed biosphere reserve.

Pros

  • UNESCO protected
  • Hanifaru Bay mantas
  • Pristine environment

Cons

  • Seaplane cost
  • Manta season specific
  • Premium prices

Malé City

Best for: Budget guesthouses, local culture, pre/post resort stays

$54+ $130+ $270+
Budget
Budget Local culture City experience Transit

"Densely packed capital city - different Maldives experience"

10 min ferry to airport
Nearest Stations
Velana International Airport (ferry/bridge)
Attractions
Friday Mosque Fish market Local shops Sultan Park
9
Transit
High noise
Safe but conservative - dress modestly outside hotels.

Pros

  • Budget options
  • Local culture
  • Near airport

Cons

  • Not beach paradise
  • Crowded
  • Conservative dress required

Local Islands (Maafushi, Thulusdhoo)

Best for: Budget beach stays, local life, bikini beaches, surf

$43+ $108+ $216+
Budget
Budget Local life Surfing Beach

"Local island tourism with designated bikini beaches"

1-2 hour ferry to Malé
Nearest Stations
Ferry from Malé (1-2 hours)
Attractions
Bikini beaches Snorkeling Surf breaks Local villages
5
Transit
Moderate noise
Safe. Respect local customs - bikinis only on designated beaches.

Pros

  • Budget Maldives
  • Local culture
  • Good value

Cons

  • Not luxury resort
  • Alcohol limited
  • Less pristine

Accommodation Budget in Maldives

Budget

$81 /night
Typical Range: $70 – $92

Hostels, budget hotels, shared facilities

Most Popular

Mid-Range

$378 /night
Typical Range: $324 – $432

3-star hotels, boutique stays, great locations

Luxury

$1,026 /night
Typical Range: $875 – $1,183

5-star hotels, suites, premium amenities

💡 Prices vary by season. Book 2-3 months ahead for best rates.

Our Top Hotel Picks

Best Budget Hotels

Triton Beach Hotel

Maafushi (Local Island)

8.5

Popular guesthouse on Maafushi with beach access, snorkeling trips, and budget Maldives experience.

Budget travelersLocal experienceSnorkeling
Check Availability

Arena Beach Hotel

Maafushi (Local Island)

8.6

Beachfront guesthouse with bikini beach access and excellent value for Maldives.

Budget beachCouplesValue seekers
Check Availability

€€ Best Mid-Range Hotels

Adaaran Club Rannalhi

South Malé Atoll

8.3

All-inclusive resort with house reef, water bungalows, and good value for resort experience.

Value all-inclusiveSnorkelingFirst resort stay
Check Availability

Sheraton Maldives Full Moon

North Malé Atoll

8.7

Family-friendly resort 15 minutes from airport with multiple restaurants and water villas.

FamiliesConvenienceReliable brand
Check Availability

€€€ Best Luxury Hotels

Conrad Maldives Rangali Island

Ari Atoll

9.4

Iconic luxury resort with underwater restaurant (Ithaa), spa over water, and two islands connected by bridge.

Bucket listUnderwater diningHoneymoons
Check Availability

Soneva Fushi

Baa Atoll

9.6

Pioneering eco-luxury resort with 'no news, no shoes' philosophy, outdoor cinema, and incredible dining.

Eco-luxuryPrivacyFood lovers
Check Availability

One&Only Reethi Rah

North Malé Atoll

9.5

Ultra-luxury on one of Maldives' largest resort islands with 12 beaches and villa privacy.

Ultimate luxuryPrivacyBeach variety
Check Availability

St. Regis Maldives Vommuli

Dhaalu Atoll

9.5

Architectural masterpiece with whale-shaped spa, blue hole diving, and ultra-luxury villas.

Design loversDivingHoneymoons
Check Availability

Gili Lankanfushi

North Malé Atoll

9.7

All-villa resort including world's largest overwater villa, eco-luxury philosophy, and 'no news, no shoes.'

Ultimate overwaterEco-consciousPrivacy
Check Availability

Smart Booking Tips for Maldives

  • 1 Peak season (December-April) requires 3-6 months advance booking for popular resorts
  • 2 Christmas/New Year command massive premiums - book 6+ months ahead
  • 3 Shoulder seasons (May, November) offer deals with decent weather
  • 4 Monsoon (May-October) brings rain but best manta/whale shark season
  • 5 Honeymoon packages often include upgrades - mention special occasions
  • 6 Seaplanes don't fly after dark - late arrivals may require airport hotel

Why you can trust this guide

We built this guide using recent climate data, hotel price trends, and our own trips, so you can pick the right month without guesswork.

Curated locations based on walkability & safety
Real-time availability via live partner maps
Jan Krenek

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Frequently Asked Questions

What is the best area to stay in Maldives?
North Malé Atoll. Quick speedboat transfers (15-60 min) mean more time in paradise, less time traveling. Wide range of resorts from mid-range to ultra-luxury. First-time visitors get the quintessential Maldives experience without the added cost and complexity of seaplane transfers.
How much does a hotel cost in Maldives?
Hotels in Maldives range from $81 per night for budget accommodation to $378 for mid-range and $1,026 for luxury hotels. Prices vary by season and neighborhood.
What are the main neighborhoods to stay in Maldives?
North Malé Atoll (Closest to airport, luxury resorts, easy transfers, quick getaways); South Malé Atoll (World-class diving, surf breaks, marine life, slightly quieter); Ari Atoll (Whale sharks, manta rays, premium resorts, marine biodiversity); Baa Atoll (UNESCO Biosphere) (UNESCO marine reserve, Hanifaru Bay mantas, eco-luxury)
Are there areas to avoid in Maldives?
Booking through third parties can miss resort-direct deals and packages Seaplane transfers add $400–$600+ per person - factor into budget
When should I book a hotel in Maldives?
Peak season (December-April) requires 3-6 months advance booking for popular resorts